To qualify for a loan, all loan borrowers must:

• Have a verifiable name, date of birth and social security number;
• Be at least 18 years of age;
• Have a credit score of at least 680;
• Has a U.S. street address and resides in a state that the program is offered excluding California, Florida, Iowa, Maryland, Missouri, Nevada, New Jersey, New York and West Virginia
• Have a valid e-mail account
• Have a job or another verifiable source of regular income
• Meet our minimum credit requirements; and
• Have a personal banking account at a U.S. financial institution with a routing transit number;