If we do not receive your minimum monthly payment by your monthly due date, we will contact you to provide a reminder. In accordance with your promissory note you have a 10 day grace period before any fees are assessed. If any monthly payment is made outside of the grace period, you may be charged a late fee of the greater of $15 or 5% of past due amount.

Please keep in mind that Central Pacific Bank reports the status of your account every due date. Upon an Event of Default, we may exercise all the remedies available to us under applicable law or the Promissory note.

If you think you are going to be late on any payment, please contact us immediately or by calling our servicing line directly at (833) 285-1038.